Pioneering cooperative housing in the CSEE region
MOBA and partnering organisations held the first presentation of the report “Catalytic capital investment as an enabler of affordable rental and cooperative housing in Central and South-Eastern Europe” on the 29th of March 2023 at 15.00 CET, online. We feel that this opens a new chapter in our work. In this text we share both the video presenation and this exciting new report.
You can view recording of the entire session (attended by 90 partcipants) here:
Today we are for the first time meeting in Prague: representatives of MOBA members have an excellent opportunity to exchange stories, ideas and experience plus we are super hyped to visit Sdílené domy’s new housing project.
Continue reading “Meeting in Prague, for the first time”Today is 100th International Day of Cooperatives! Our European Cooperative Society MOBA Housing SCE celebrates it at the working session in Zagreb. Our hosts are our members Cooperative for ethical financing and Cooperative Open Architecture. Representatives of Right to the city (Zagreb), Periféria Központ (Budimpešta), Zadrugator (Ljubljana), Sdílené domy (Prag) and Ko gradi grad (Belgrade) are present as well.
Continue reading “Celebrating 100th International coops day”MOBA participated in the third International Social Housing Festival in Helsinki (June 14-17, 2022). The festival highlighted the role of social, public and co-operative housing in achieving socially and ecologically sustainable living in our cities now and in the future.
Continue reading “MOBA round table at the International Social Housing Festival in Helsinki”We are spreading the coop housing conversation regionally: today we discuss, exchange, compare with our colleagues from CoHab Athens.
Continue reading “Spreading the coop housing conversation regionally”Regional Housing Forum, that took place on 10th and 11th of May 2022 and was organized by Association for Democratic Prosperity – ADP Zid, was an opportunity for us to present our Moba Accelerator, a unique financial instrument, created in order to give support to pioneering housing cooperative initiatives in this region.
Continue reading “Regional Housing Forum in Podgorica”After several years of preparations, the collective Sdílené domy (Shared Houses) bought its first housing project in Prague, Czech Republic! As the name of the project První vlaštovka (First Swallow) says, they hope it will be the first piece of a broader network of housing projects in the Czech Republic, similar to Mietshäuser Syndikat in Germany or HabiTAT in Austria. Furthermore, they hope to set a working example that could help not just other projects in the Czech Republic but also other countries of Central and South-Eastern Europe through the MOBA Housing network.
Here Sdílené domy report on the last months of their endeavour.
By Ana Džokić and Rok Ramšak, following the piloting year of the MOBA-World Habitat Co-operative Housing Development Grant. Ana and Rok are from emerging housing initiatives in Belgrade and Ljubljana – part of MOBA Housing SCE (MOBA) – a network of pioneering co-operative housing projects from Central and South-Eastern Europe. Together, they developed a shared model for affordable, sustainable and non-speculative housing – along with the tools to turn this ambition into a reality.
Originally published at the World Habitat blog.
Due to the widespread lack of affordable and secure housing in the Central and South-Eastern European region, MOBA Housing SCE emerged in 2017 to foster collaboration around strategies for cooperative housing development.
World Habitat has partnered with MOBA from the start as part of their Global Community-led Housing programme, including in the joint development of the MOBA-World Habitat Co-operative Housing Development Grant. This initiative specifically focused on advancing the housing co-operative approach in this region of Europe. In its first pilot, during 2020-2021, the £15000 Grant supported five proposed local projects that used a series of very different approaches to work towards community-led and affordable housing development. Let’s see how that worked out in five different contexts.
Belgrade, Serbia – Pametnija Zgrada Cooperative
Under Serbian legislation, housing co-operatives cannot lease privately owned land, and public land is currently not available for citizens-led initiatives. Therefore, for Pametnija Zgrada Cooperative, land acquisition became a prerequisite to make a partial equity rental co-operative housing model feasible in the local context. The grant enabled the shortlisting of possible locations that fit the criteria, as well as a financing plan for the land purchase. The land search brought crucial hands-on insights on how to undertake the search and evaluation process, how to establish what constitutes an adequate location, and what’s available and its pricing in the current market. As a result, they have managed to identify several potential plots and have pre-booked one specific site for a pilot project.
Budapest, Hungary – Rákóczi Collective
Despite Hungary’s lack of legal, institutional, and financial infrastructures for rental housing co-operatives, members of Rákóczi Collective already managed to purchase the first house for this purpose in 2018. In 2021, the grant helped create two legal entities: an umbrella organisation for rental housing co-operatives (which also has a development role for new housing projects) and an association to recruit new members into the co-operative housing movement, with particular focus on the next upcoming co-operative house. Forty new potential members have been recruited, helping refine the financial model of the housing co-operative.
Ljubljana, Slovenia – Zadrugator Cooperative
With the change in the political landscape in Slovenia, the pilot housing co-operative project had come to a stalemate as the newly appointed government scrapped the new housing law required for housing co-operatives to be viable. Zadrugator Cooperative responded by using the grant to put a significant effort into promoting and advocating co-operative housing on national and local levels through an awareness and advocacy campaign. As a culmination of their activities, they have installed a Monument to the Housing Crisis in co-operation with an artistic collective “m2” in the centre of Ljubljana and managed to include housing co-operatives in an intervention law on public housing provision put forward to the National Assembly.
Prague, Czechia – První Vlaštovka Cooperative
První Vlaštovka used the grant to engage external experts to help develop a detailed professional business plan to approach private financial institutions to finance the purchase and renovation of the property. The business plan is adaptable and should serve as a basis for other similar groups to use within Czechia, under the umbrella initiative Sdílené Domy. Thanks to securing commitment for co-financing, they went on to successfully purchase the first property that will be transformed into a housing co-operative and a social centre based on the co-operative rental model.
Zagreb, Croatia – Zadruga Otvorena Arhitektura/ZOA
Currently, no laws and financial instruments support the establishment of housing co-operatives in Croatia. To bridge the gap, Zadruga Otvorena Arhitektura/ZOA decided to use the grant to involve legal, real estate and construction experts in creating a step-by-step strategy for local governments to kick-start the development of a co-operative housing model. To get a step closer to proposing the model to the city of Zagreb, ZOA mapped out city-owned plots of land suitable for the construction of co-operative housing and developed three conceptual architectural projects and related financial models.
As well as supporting local projects, the grant has increased the network’s capacity to support its members. In fact, funding was provided from World Habitat to MOBA, who created a collaborative grant-making system for its membership to channel tailored financial support for local projects. This came with a package of support with discussions on how to improve proposed projects, channels for feedback and peer-to-peer exchange on progress and achievements. In the words of Rok Ramšak from Zadrugator: ‘Let me tell you what I love about MOBA’s grant system: the groups don’t compete for funding, they help each other improve and deliver each project’.
Given the success of these first experiences, a second round of the MOBA-World Habitat Co-operative Housing Development Grant was launched in late 2021 with approximately £20000 to advance on aspects such as membership engagement and training, researching technological and sustainable solutions, and policy development. The grant management system will also be improved with the aim to grow and support more pioneering community-led housing initiatives in Central, Eastern and South-Eastern Europe – where sustainable and affordable solutions are greatly needed.
To hear more about how you can connect with or support MOBA Housing SCE, please email: info@moba.coop
MOBA is glad to announce that it is part of a consortium of organisations that looks at the potential of catalytic capital (investment capital that is patient, risk-tolerant, and rather flexible) to kick-start affordable housing.
At focus is the housing sector in Eastern and South-Eastern Europe (ESEE), where for many years, housing has become increasingly unaffordable to a significant part of the population. In parallel, there is an increasing need for investment in sustainable housing solutions to address the climate crisis. Due to a lack of systematic public engagement in ESEE, the development of innovative housing solutions strongly relies on independent housing organisations. These organisations face important difficulties in accessing finance, mainly due to the risk-aversion of existing housing finance institutions in the region.
The Catalytic Capital Consortium’s (C3) Grantmaking program – housed at and administered the New Venture Fund (NVF) now has provided the support to take a deeper look into the potential of catalytic investments in this field. In total, C3 has awarded 14 research proposals from universities, nonprofits and collaborations spanning seven countries. The aim of C3 is thus to enable social and environmental progress that would not otherwise be possible.
The research MOBA now participates in looks at both EU and non-EU countries – 8 countries altogether, with 4 selected as core research countries, including Croatia, Hungary, Serbia, and Slovenia. Access to innovative forms of housing finance is quasi nonexistent in all target countries. We firmly believe that if patient or catalytic capital were to systematically endow the housing sector of the region, then this would allow new, innovative housing providers to consolidate their activities, meaning that the sector of permanently affordable housing – ranging from limited equity cooperative housing to more conventional forms of rental housing – can finally come to life and expand in this part of Europe. This, in turn, would mean access to housing for social groups currently excluded from the housing market. In the research we will uncover the characteristics of both the demand-side and the supply-side of this sector and will also identify the bottlenecks that need to be overcome for the two sides to meet.
Consortium members:
Periféria Policy and Research Center
Budapest, Hungary
https://www.periferiacenter.com/
IŠSP – Institute for Studies of Housing and Space (Inštitut za Študije Stanovanj in prostora),
Ljubljana, Slovenia
http://zadrugator.org/issp/
Who Builds the City (Ko gradi grad),
Belgrade, Serbia
https://www.kogradigrad.org/
Right to the City (Pravo na grad),
Zagreb, Croatia
https://pravonagrad.org
Nadácia Habitat for Humanity International, Slovakia
– office of HFHI Europe, Middle East and Africa
https://www.habitat.org/
ZEF – Cooperative for Ethical finance (Zaduga za etično financiranje),
Zagreb, Croatia
https://zef.hr/en
MOBA Housing SCE
https://moba.coop/
With the support of World Habitat, MOBA successfully developed and launched the MWH Grant in 2021. By providing access to non-refundable funding, the Grant supports advancing the novel housing cooperative approach in Central and South-Eastern Europe.
The 2022 Call provides 20.000 EUR to support a maximum of five projects by MOBA full members. Each organisation may apply for funding within the scope of 2.000 to 4.000 EUR. Exceptionally, applicants may apply for a higher funding volume (up to 8.000 EUR) if they can clearly show a direct and significant impact on the project outputs.
The MWH Grant aims to support and empower pioneering cooperative housing initiatives by improving access to:
1. Knowledge
2. Land
3. Finance
4. Policy and Legal matters
5. Technical and Environmental matters
More information is available in the MOBA-World Habitat Cooperative Housing Development Grant – 2022 Call for Projects.
Proposals are due by February 15, 2022.